Buying in Cyprus
Property Buying Cost Calculator
Enter a property price and instantly see every fee — transfer costs, taxes, and legal fees — laid out line by line. No hidden extras.
Transfer Fees
Tiered 3–8% with current 50% government discount
€6,583
2.6% of price
Stamp Duty
0.15% up to €170,860 / 0.2% above
€407
0.2% of price
Legal Fees
Independent lawyer (recommended) — estimate
€2,500
1.0% of price
Title Deed Registration
Land Registry filing — estimate
€250
0.1% of price
Total Cost
Property price + all fees
€259,740
+3.9% above asking price
Estimates only. Transfer fees and stamp duty are based on current Cyprus law including the 50% transfer fee discount. Legal fees vary by lawyer. Always confirm final costs with your legal advisor before signing.
Want a personalised cost breakdown?
Our agents provide a full written cost schedule before you commit to anything.
What Each Fee Covers
Transfer Fees
Paid to the Cyprus Land Registry when ownership transfers. Calculated on a tiered scale (3–8%). A 50% government discount currently applies to all transactions. Not applicable if VAT was charged (new builds).
VAT (New Builds Only)
New residential properties are subject to 19% VAT. If this is your first home in Cyprus and the property is under 190m², you qualify for the reduced 5% rate — a significant saving on higher-value properties.
Stamp Duty
A government tax paid when signing the sales contract. 0.15% on the first €170,860 of the price and 0.2% above that. The maximum payable is €20,000 regardless of price.
Legal Fees
We strongly recommend appointing an independent Cyprus-licensed lawyer. They conduct title deed searches, draft the sales agreement, and protect your interests. Fees typically run 1% of the purchase price.
Agent Commission
Del Mar charges 3–5% + 19% VAT depending on the property and transaction, paid by the buyer at completion. This covers your dedicated agent from first viewing through key handover — no split teams, no hidden charges.
Title Deed Registration
A small administrative fee paid to the Land Registry to register the title deed in your name. Typically under €300 depending on property value.