Buying in Cyprus
Property Buying Cost Calculator
Enter a property price and instantly see every fee — transfer costs, taxes, and legal fees — laid out line by line. No hidden extras.
Transfer Fees
Tiered 3–8% with current 50% government discount
€6,583
2.6% of price
Stamp Duty
0.15% up to €170,860 / 0.2% above
€407
0.2% of price
Legal Fees
Independent lawyer (recommended) — estimate
€2,500
1.0% of price
Title Deed Registration
Land Registry filing — estimate
€250
0.1% of price
Total Cost
Property price + all fees
€259,740
+3.9% above asking price
Estimates only. Transfer fees and stamp duty are based on current Cyprus law including the 50% transfer fee discount. Legal fees vary by lawyer. Always confirm final costs with your legal advisor before signing.
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Our agents provide a full written cost schedule before you commit to anything.
What You Are Paying For
What Each Fee Covers
Transfer Fees
Paid to the Cyprus Land Registry when ownership transfers. Calculated on a tiered scale (3–8%). A 50% government discount currently applies to all transactions. Not applicable if VAT was charged on the property (new builds).
VAT (New Builds Only)
New residential properties are subject to 19% VAT. If this is your first home in Cyprus and the property is under 190m², you qualify for the reduced 5% rate — a significant saving on higher-value properties.
Stamp Duty
A government tax paid when signing the sales contract. 0.15% on the first €170,860 of the price and 0.2% above that. The maximum payable is €20,000 regardless of price.
Legal Fees
We strongly recommend appointing an independent Cyprus-licensed lawyer. They conduct title deed searches, draft the sales agreement, and protect your interests. Fees typically run 1% of the purchase price.
Agent Commission
Delmar charges 3–5% + 19% VAT depending on the property and transaction, paid by the buyer at completion. This covers your dedicated agent from first viewing through key handover — no split teams, no hidden charges.
Title Deed Registration
A small administrative fee paid to the Land Registry to register the title deed in your name. Typically under €300 depending on property value.
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